Broker Check


Who are we?

PlanVest Financial Inc is an independent Registered Investment Advisor firm. We work as fiduciaries in helping our clients (mostly families and small businesses) navigate the financial complexities they face. We are based in Gaithersburg, MD, located in the DC Metro Area. We serve our clients locally and nationwide through our cloud-based capabilities.

Our hands-on approach and over fifty years of financial industry experience helps us provide professional advice in the following primary areas:

  • Retirement Planning

  • Tax Minimization Planning
  • Risk-Based Investment Management

  • Federal Employee Benefits (through PlanVest Federal)


Succession Planning

Succession Planning

  • With our goal of providing all our clients comprehensive advisory support continuity, you will have the opportunity to be a key part of the succession team.
  • Additionally, we can help you develop a continuity plan in the event something should happen to you; giving you peace of mind knowing that you, your family, and clients will be protected.
Higher Net Revenue

Higher Net Revenue

  • As an independent advisor and partner, you should earn higher net revenue compared to being associated with a wire-house or most broker/dealers.
  • You'll be able to focus on providing quality service to your clients and not on meeting sales goals. 
  • Potential for transitional compensation support.
Extensive Support

Extensive Support

  • We utilize Charles Schwab as our primary custodian, so you’ll have extensive additional support when it comes to client assets, investment options, trading, and support services.
  • As an RIA, we have the flexibility to work with additional custodians to suit our clients’ and Advisors’ needs.
Software Resources

Software Resources

  • We use industry leading software, including:


MoneyGuide Pro

Morningstar Workstation

FMG Suite

Black Diamond Wealth

Redtail CRM


FP Pathfinder

Income Solver

Fed Retire Software

Automated Scheduling


Team Support

Team Support

As a PlanVest advisor/partner, you'll receive extensive support from our experienced staff and advisors to:

Grow your business organically and through succession planning

Increase your marketing efforts, including your online presence

Flexibility, allowing you to work in-office or remotely due to our extensive cybersecurity and cloud-based capabilities.

Take-on leadership roles by becoming part of our management team

Build your business, developing client relations within a niche as part of the PlanVest Federal Team




PlanVest Financial has a unique opportunity for an advisor or advisor-owned RIA firm, to partner with our growing wealth management firm that focuses on personal client relationships. 

Ideal Advisor/Partner:

  • Producing Advisor – with a client book looking to accelerate growth
  • Certified Financial Planner ™ or Certified Public Accountant
  • Individual or small RIA looking to grow organically or as a member of a succession team.
  • Work as a fiduciary in providing advice and services to clients.
  • Additional asset would be a desire to become a member of the Investment Management Program team at PVF.


Contact us!

Contact us!

Learn more about being a PlanVest Financial advisor/partner by:

Emailing us at

Calling us at (301) 977-7123

Scheduling a meeting below with our CEO, Richard Clonch