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Retirement Plans

Retirement plan options vary widely for individuals and for employers looking to provide a benefit to employees. PlanVest Financial can help you navigate through your options when it comes to retirement plans.

Retirement Plans for Individuals:

PlanVest Financial can assist individuals in determining which retirement plan they may qualify for and that will provide the most tax and cost effective long-term investment/savings strategy. We can explain the differences in the types of retirement plans and the pros/cons of rolling over your employer retirement plan to an IRA. Some of the retirement plans available to individuals include:

  • Traditional IRA
  • Roth IRA
  • Individual 401(k)

Retirement Plans for Employers:

Retirement Plans are a great way for you and your employees to bridge the gap from careers to retirement. Small business owners, medical practitioners and professionals realize that offering a retirement plan is a great way to attract and retain key employees. We help you evaluate the various types of retirement plans; find the right plan platform; and administrator to fit your particular situation, all with a reasonable cost structure. For employers looking for a retirement plan, we:

  • Provide plan design assistance and conversion services
  • Review and recommend a diversified group of investment options
  • Educate the plan sponsor regarding fiduciary responsibilities
  • Plan and implement an effective employee education program
  • Meet with individual participants as needed to help them with their investment allocations

Some of the retirement plans available to employers include:

  • 401(k) Plans for businesses
  • 403(b) Plans for nonprofit institutions
  • 457(b) Plans for governmental employers
  • SEP IRA (Simplified Employee Pension IRA)
  • SIMPLE IRA (Savings Incentive Match Plan for Employees IRA)

For more information please take a look at the information resources listed below.

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Retirement Plans Comparison Grid 2016
Learn about the different types of retirement plans.

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